Industries/Financial Services/Fintech Founders

Fintech Founders.

Licensing pathways for fintech products at launch.

Who we advise

Fintechs live at the intersection of financial services regulation and software product design. We help founders pick the right licensing pathway (AFSL, ACL, ADI, EFT), structure white-label or referral partnerships with regulated entities, and draft the customer-facing terms.

What we do for fintech founders

• Licensing strategy

  Practical analysis of which licence(s) your product actually needs and how to sequence them.

• Partnership agreements

  White-label, BaaS and referral partner agreements with banks and licensees.

• Customer terms

  T&Cs, PDS, TMD and privacy documentation calibrated to your risk profile.

• Capital raising

  SAFE, convertible note and priced-round support for regulated startups.

Examples we're pulled in on

• Licensing pathway selection and staged rollouts
• White-label and BaaS partnership agreements
• Consumer Data Right (CDR) and open banking
• Product Disclosure and Target Market Determination for retail products

FAQs

Can we launch under someone else's AFSL?

Often yes — either as an AR or under a distribution / white-label arrangement. We compare the options and their long-term cost.

Keep reading