Industries/Financial Services/Fintech Founders

Fintech Founders.

Licensing pathways for fintech products at launch.

Overview

Fintechs live at the intersection of financial services regulation and software product design. We help founders pick the right licensing pathway (AFSL, ACL, ADI, EFT), structure white-label or referral partnerships with regulated entities, and draft the customer-facing terms.

Where we're pulled in

Common challenges.

  • Licensing pathway selection and staged rollouts
  • White-label and BaaS partnership agreements
  • Consumer Data Right (CDR) and open banking
  • Product Disclosure and Target Market Determination for retail products

How we help

Services tuned for fintech founders.

Licensing strategy

Practical analysis of which licence(s) your product actually needs and how to sequence them.

Partnership agreements

White-label, BaaS and referral partner agreements with banks and licensees.

Customer terms

T&Cs, PDS, TMD and privacy documentation calibrated to your risk profile.

Capital raising

SAFE, convertible note and priced-round support for regulated startups.

FAQs

Questions we hear often.

Can we launch under someone else's AFSL?
Often yes — either as an AR or under a distribution / white-label arrangement. We compare the options and their long-term cost.

Keep reading

Related insights & professions.

Talk to us

Legal built for fintech founders — financial services.

Send us a note about what you're working on. We'll respond within one business day and, if we're a fit, book a free 15-minute consultation with a senior lawyer.

We treat every message as confidential.

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