Industries/Financial Services/Private Lenders
Private Lenders.
Non-bank and private credit — licensing, loan docs and security.
Overview
Private lenders, non-bank credit providers and family-office debt funds face the National Credit Code, AFSL managed-investment obligations and increasingly active ASIC oversight. We draft loan and security documentation, advise on licensing and structure syndicated deals.
Where we're pulled in
Common challenges.
- Credit Code coverage vs commercial-only lending
- AFSL implications for pooled or investor-funded lending
- Enforceable loan, mortgage, GSA and guarantee documentation
- Trust structures for lending vehicles
How we help
Services tuned for private lenders.
Loan & security docs
Facility agreements, mortgages, general security agreements and guarantee packs.
Licensing
ACL and AFSL analysis and applications for lending and fund structures.
Enforcement
Default management, receiver appointments and possession proceedings.
Fund structuring
Unit trust, MIS and wholesale-investor documentation for pooled lending.
FAQs
Questions we hear often.
- Do commercial-only lenders need an ACL?
- Usually no, but the boundaries are narrower than most operators think. We advise on structure and documentation to keep you on the right side of the Code.
Keep reading
Related insights & professions.
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Talk to us
Legal built for private lenders — financial services.
Send us a note about what you're working on. We'll respond within one business day and, if we're a fit, book a free 15-minute consultation with a senior lawyer.