Industries/Financial Services/Insurance Brokers

Insurance Brokers.

AFSL, binder authorities and broker-client agreements.

Who we advise

General insurance brokers operate under an AFSL and increasingly complex binder, cover-holder and agency arrangements with insurers. We cover licensing, disclosure, broker-client terms and the AFCA disputes that inevitably follow denied claims.

What we do for insurance brokers

• Licensing & structure

  AFSL applications, AR agreements and responsible manager frameworks for broking businesses.

• Broker-client terms

  Client service agreements, FSGs and terms of engagement calibrated to retail and wholesale clients.

• Insurer arrangements

  Binder, cover-holder and agency agreement review and negotiation.

• Disputes & AFCA

  Coverage disputes, denied-claims responses and AFCA complaint handling.

Examples we're pulled in on

• AFSL scope, authorised representative structures and PI cover
• Binder, cover-holder and agency agreements with insurers
• Retail vs wholesale client classification and disclosure
• AFCA complaints and coverage disputes

FAQs

Can you help with a book-of-business sale?

Yes — buying and selling broking books is a regular engagement, including regulatory transfer and TUPE-style employee issues.

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